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Member of the National Association of Professional Organizers

 

Joyce Hedgepath
(301) 249-1347

 

 

   

How to Speed Up Insurance Payments

Sometimes an insurance claim is rejected or payment delayed because of errors or omissions. Some common reasons claims are rejected or delayed include:

Claim Form Improperly Completed

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Missing or incomplete date of service (e.g., year missing)

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Incomplete name of patient

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Charges not itemized

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Patient’s or provider’s subscriber and/or group number missing or incorrect

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Physician’s signature or facsimile missing

Coding Problems

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Missing diagnosis or procedural code for service rendered

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Code numbers that do not match services rendered

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Inappropriate code modifiers

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Diagnosis does not support services rendered or procedure codes

Missing Documentation

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Lack of supporting documentation (operative report, emergency room report)

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Reasons for multiple visits made in one day not explained

Policy Requirements Not Met

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Claim sent to incorrect payer (secondary insurance was billed first, in error)

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Claim submitted after acceptable date

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Billed items not covered by the policy

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Required pre-authorization for procedure not obtained

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Required second opinion not obtained

Miscellaneous

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Patient is no longer covered by the plan

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Insurer’s address or claim form has changed

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 Patient’s insurance coverage has changed

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 Illegible handwriting or smudged information

The first of the year is a particularly good time to double check on coverage, deductibles and the like . Verify coverage, deductibles and benefits with the insurer. Find out if there is a yearly maximum and how much has been used. What percentage is reimbursed? Is it based on UCR (usual, customary and reasonable), the provider’s fee or the insurer’s fee maximum? What is excluded? Verifying coverage before submitting claims can help you get the job done right - the first time.

 

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