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Member of the National Association of Professional
Organizers |
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How to
Speed Up Insurance Payments
Sometimes an insurance claim is rejected or payment delayed
because of errors or omissions. Some common reasons claims
are rejected or delayed include:
Claim
Form Improperly Completed
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Missing or incomplete date
of service (e.g., year missing) |
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Incomplete name of patient |
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Charges not itemized |
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Patient’s or provider’s
subscriber and/or group number missing or incorrect |
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Physician’s signature or
facsimile missing |
Coding
Problems
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Missing diagnosis or
procedural code for service rendered |
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Code numbers that do not
match services rendered |
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Inappropriate code
modifiers |
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Diagnosis does not
support services rendered or procedure codes |
Missing
Documentation
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Lack of supporting
documentation (operative report, emergency room report) |
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Reasons for multiple
visits made in one day not explained |
Policy
Requirements Not Met
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Claim sent to incorrect
payer (secondary insurance was billed first, in error) |
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Claim submitted after
acceptable date |
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Billed items not covered
by the policy |
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Required
pre-authorization for procedure not obtained |
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Required second opinion
not obtained |
Miscellaneous
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Patient is no longer
covered by the plan |
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Insurer’s address or claim
form has changed |
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Patient’s
insurance coverage has changed |
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Illegible
handwriting or smudged information |
The
first of the year is a particularly good time to double
check on coverage, deductibles and the like . Verify
coverage, deductibles and benefits with the insurer. Find
out if there is a yearly maximum and how much has been used.
What percentage is reimbursed? Is it based on UCR (usual,
customary and reasonable), the provider’s fee or the
insurer’s fee maximum? What is excluded? Verifying coverage before submitting claims can help you get
the job done right - the first time. |
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